The Deep Cause of the Subprime Lending Crisis
نویسندگان
چکیده
منابع مشابه
the crisis of identity in jhumpa lahiris fiction: interpreter of maladies and the namesake
شکل گیری هویت(identity) مقوله مهمی در ادبیات پراکنده مردم(diasporan literature) می باشد. آثار جومپا لاهیری(jhumpa lahiri) ، نویسنده هندی آمریکایی، در سالهای اخیر تحسین منتقدین را به خود معطوف کرده است. وی در این آثار زندگی مهاجران و تلاش آنان برای پیدا کردن جایگاهشان در یک فرهنگ بیگانه را به تصویر کشیده است. این تجربه همواره با احساساتی نظیر دلتنگی برای گذشته، بیگانگی و دوری همراه است. با این ح...
15 صفحه اولOn the Economics of Subprime Lending
U.S. mortgage markets have evolved radically in recent years. An important part of the change has been the rise of the “subprime” market, characterized by loans with high default rates, dominance by specialized subprime lenders rather than full-service lenders, and little coverage by the secondary mortgage market. In this paper we examine these and other “stylized facts” with standard tools use...
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This article provides an overview of two core issues related to subprime market growth and predatory lending. Two general issues were addressed. First, the rapid growth of subprime lending in minority neighborhoods has raised questions concerning the absence of prime conventional lenders in these neighborhoods. There is evidence that more competition by prime lenders could lower the borrowing c...
متن کاملSubprime Lending and House Price Volatility
This paper establishes a theoretical and empirical link between the use of aggressive mortgage lending instruments, such as interest only, negative amortization or subprime, mortgages and the underlying house price volatility. Such instruments, which come into existence through innovation or financial deregulation, allow more borrowing than otherwise would occur. Within the context of a theoret...
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ژورنال
عنوان ژورنال: Journal of Stock & Forex Trading
سال: 2014
ISSN: 2168-9458
DOI: 10.4172/2168-9458.1000129